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The retirement
phase of people's lives is fundamentally different from
anything leading up to retirement and can be daunting.
Lambda specialises in tailored retirement planning and
can help you to design and meet your retirement and estate
planning objectives.
Lambda's experience has shown there are two distinct phases
in tailored retirement planning.
The first is the accumulation
phase, in which the focus
is on strategies to accumulate and protect assets for
retirement and to insure for unexpected, adverse events.
The second is the retirement
phase, in which the focus
is on strategies to optimise pension and investment structures
and financial outcomes.
An integral component of
both phases is estate planning,
which focuses on ways to protect assets and derive optimal
financial outcomes for intended beneficiaries.
“Failure to design an effective estate plan can
lead to reduced wealth being passed to beneficiaries,
subsequent loss of that wealth to unintended beneficiaries,
or unnecessary taxation liabilities. Is that what you
want?”
Estate planning is critical to ensure that:
- income and capital are distributed
to the intended beneficiaries
- estate assets are protected against
bankruptcy and legal claims to the extent that is
legally possible
- financial outcomes are optimised
for the beneficiaries
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